Idatha ye-Macro ilungile, kungani amanani ensimbi ehlile? Ingabe kunendawo enkulu yokwehla?

Namuhla, ukwehla okuphelele kwe-Steel City yikho ukwehla okukhulu. Okuvelele namuhla ikakhulukazi idatha ye-macro kanye nedatha yezimboni kusukela ngoJanuwari kuya kuFebhuwari kulo nyaka. Kodwa-ke, ngemva kokuba idatha yethulwe, imakethe yaqala yaphakama kwabe sekuthi, kungalindelekile. Lokhu kungachazwa njengokulindelwe okuhle kwangaphambilini, okuwukulungiswa okujwayelekile kwesigqi ngaphandle kokwesaba.
Ngokuvamile, ukusebenza kwedatha yezomnotho kusukela ngoJanuwari kuya kuFebhuwari, umkhuba wokululama komnotho usunqunyiwe. Ngokombono wezimali, izimali mboleko zesikhathi eside ezibolekweni ze-RMB zikhuphuke ngama-yuan ayizigidigidi ezingama-604.8 unyaka nonyaka. Kuhlanganiswe nomtapo wolwazi ngamunye owengeziwe, imboni yokukhiqiza ilulame esimweni sayo sokukhiqiza esijwayelekile. Ngaphezu kwalokho, ukusetshenziswa okufana nokupheka kanye nezokuvakasha okunomthelela omkhulu kulolu bhubhane kukhuphuka ngokushesha. Kusukela ngoJanuwari kuya kuFebhuwari, isilinganiso sezinga le-zero sikhuphuke ngo-3.5%, futhi sasingaphandle kwekota yesine yekota yesine yonyaka odlule.
(Ukuze ufunde kabanzi ngomthelela wemikhiqizo ethile yensimbi, njengeAbakhiqizi Bekhoyili Yensimbi Egayiwe, ungazizwa ukhululekile ukuxhumana nathi)
Idatha nayo inecala elingagculisi. Ukuvuselelwa komkhiqizo bekubuthakathaka ngokungalindelekile, kanti ukwehla kwezimoto kwanda unyaka nonyaka. Kusukela ngoJanuwari kuya kuFebhuwari, ukwanda konyaka nonyaka kukhuphuke ngo-0.7% kuphela, kanti izinga lokukhula lehle ngamaphesenti angu-2.3 uma kuqhathaniswa noDisemba wonyaka odlule. Izinga lokukhula kokukhiqizwa kukagesi laliphansi kakhulu kunesikhathi esifanayo phakathi kuka-2022 no-2021. Ukuvuselelwa kwensimu yezimboni kwakusahamba kancane. Ukuhlanganiswa kokukhishwa kwesimende kusese kubi unyaka nonyaka, futhi amandla akhuphukayo awenele.
(Uma ufuna ukwazi okwengeziwe ngezindaba zemboni ku-Amakhoyili Ensimbi Ahlanganisiwe Athengiswayo, ungasithinta noma nini)
Ngokwemininingwane yezimboni, ukukhiqizwa kwensimbi kudlule okulindelwe. Kusukela ngoJanuwari kuya kuFebhuwari, ukukhiqizwa kwensimbi bekungamathani ayizigidi ezingu-14.426, ukwanda okungu-7.3% unyaka nonyaka. Umkhiqizo wensimbi engahluziwe ube ngamathani ayizigidi ezingu-16.87, ukwanda konyaka nonyaka okungu-5.6%. Umkhiqizo wensimbi ubungamathani ayizigidi ezingu-206.23, ukwanda okungu-3.6% unyaka nonyaka. Cishe zonke izingcezu ezintathu ezinkulu zikhuphuke kakhulu, ikakhulukazi izinga lokukhula komkhiqizo wensimbi likhuphukile, okubonisa ukwanda kwesidingo sensimbi esikhula kakhulu sezinto zensimbi, okuyisona sizathu esiyisisekelo sokukhuphuka kwamanani ensimbi. Njengamanje, imakethe yensimbi isadinga ukunaka ibhalansi yokuhlinzekwa kanye nesidingo. Uma izinga lokukhula lingahambisani, imakethe izoqhubeka nokushintshashintsha.
(Uma ufuna ukuthola intengo yemikhiqizo ethile yensimbi, njengeIkhoyili Yensimbi Egoqiwe Ebandayo, ungaxhumana nathi ukuze uthole ikhotheshini nganoma yisiphi isikhathi)

Njengamanje, imakethe inokuphikisana okuthile. Lesi sici sisaqhubeka futhi sinethemba ngombono wemakethe. Ukungavumelani phakathi kwezindawo zezinsiza kanye nokuntuleka kwezinsiza kwezinye izinhlobo zezimakethe kusekhona. Ngakolunye uhlangothi, abakhiqizi abaningi abacabangi ukuthi imakethe inokwehla okukhulu emakethe. Ngokusekelwe ekufuneni kanye nesimo sezindleko, kukholakala ukuthi isikhala sokuphinda sibize sinqunyelwe. Esikhathini esifushane, ingcindezi ebhekene ne-Steel City ikakhulukazi ijubane lokukhululwa kwesidingo, kanye nomthelela wokunyuka kwesilinganiso senzalo se-Federal Reserve ngesonto elizayo. Kodwa-ke, umthelela wokunyuka kwesilinganiso senzalo okulindelekile uye wenziwa buthaka yisigameko se-Silicon Valley Bank, futhi imakethe ayinazo izimo zokuwa kakhulu.